Steve Owings

Sandra has been a part of this agency for over 20 years.  She has a passion for people and truly has a servant's heart.  Sandra and her husband Dale are both Elkin natives and they enjoy spending time in the mountains and time with their cats.  Sandra has a wealth of knowledge in auto insurance, homeowners insurance, and life insurance products.  Sandra would love to help you and your family address all of your insurance needs.  Please give her a call today!!

Melissa and her husband Josh are originally from upstate New York, but have lived in the Yadkin Valley region since 2010. Melissa has a heart for people and goes out of her way to make everyone feel welcome in our agency. Melissa focuses on serving our existing policyholders and does so with compassion and concern for all we serve. Melissa completed her degree from Liberty University in 2021 and her greatest passion is her family. She and Josh have a daughter who is in graduate school at the University of Maryland and a daughter who is a student at Appalachian State University. When not at work, Melissa and Josh enjoy spending time training their horse, volunteering at their church, Elkin Valley Church, and most of all spending time with their girls. Please reach out to Melissa with any questions you have regarding any existing policies or to see what you need to do to become part of our agency.

Cory Combs is a life time resident of Elkin and joined our agency in 2017.  He is a 2011 graduate of Western Carolina University.  Cory and his wife Brooke enjoy spending time with friends and are very active in their church, Elkin Valley Church, where Cory serves as the Young Adults Minister.  Cory has a great knowledge of auto insurance, homeowners insurance, life insurance, and business/commercial insurance.  Cory would love the opportunity to help you and your family or your business with all of your insurance needs.  Please give Cory a call today.